Connecticut Car Insurance Quotes – View Instant CT Rate Comparisons

Free Connecticut auto insurance quotes are available online at any time on our website. Instantly compare and review the lowest prices and find multiple plans from the top-rated companies. We help you understand why certain carriers might be your best choice, and how to take advantage of their best offers. Potentially, you may save as much as 40%, depending on the type of vehicles you drive,  the number of tickets and at-fault accidents on your MVR, and the liability limits and deductibles you choose. Both high-risk non-standard and preferred options are available

As the Constitution State’s most trusted resource for providing vehicle coverage, we represent you, our client, and we are committed to taking the time to research rates from the best  companies. We understand that comparing offers is not easy (or fun!) so we have developed a process that saves you time and money. We determine which insurers are the most likely to offer the best deals, so you spend less time researching and reviewing.  Additional tips for reducing prices are provided by the State DOI.

Available CT Companies

The quotes we provide are always live and there is never  any obligation to purchase coverage from us. We only present the top high-quality options such as Allstate, Geico, Progressive, Erie, State Farm, Hartford, Auto-Owners, Farmers, Esurance, Liberty Mutual and Nationwide. Other carriers that feature competitive pricing in many counties include USAA, Amica, MetLife, Unitrin, Mercury, Cincinnati, and California Casualty. Additional specialty carriers can be utilized for commercial risks, and small and large Group property and casualty needs.

Our proprietary  software is updated regularly so your comparisons will be accurate and customized to fit your personal needs. We also use Connecticut government automobile insurance company annual ranking reports to learn about specific carriers that have the highest complaint ratios. If  the high level of complaints persist, we will remove that company from our “recommended” list.

For example, if you drive excess miles each year, we concentrate on companies that don’t charge a higher premium for that type of driving.  If your vehicles are often used for long business trips, finding a policy that does not penalize you for excess miles would be helpful. However, rates widely vary, depending where you live. For example, although Nationwide may offer competitive options in Bridgeport, Cheshire, Killingly, Putnam, and Woodstock, often Amica has attractive rates in Hartford, Waterbury, East Haven and Lakeville.

Free Online Quotes 24/7

Find cheapest CT Auto Prices

Find Lower CT Car Insurance Rates

Your free quotes are prepared individually and are customized to fit your specific situation. If higher deductibles will substantially reduce your rate, we will discuss those options with you. If your liability limits need adjusting, we will carefully review any increased cost or potential savings. And if a particular  company offers unexpectedly low rates in a specific part of the state, we’ll make sure you know about it.

Rates do change,  so we keep you well-informed of what impact they will have on your premium. Naturally, any changes in your driving habits, drivers in the household or MVR report, will likely impact your premium. That’s why it’s important to review your existing coverage and carrier annually or bi-annually. Bundling of auto and home policies can save hundreds of dollars per year, so utilizing the multi-policy discount makes financial sense.

Also, carriers will occasionally stop writing business in the state. And also, new companies may request to become licensed and registered. When  these occur, we will notify you of the progress of applications, and the expected date that new policies will be eligible to be offered.


Many Discounts  are available  and we carefully verify that any cost-saving reduction is applied to your rate. If there is a discount that will potentially reduce your cost in the future (such as “55 and retired”), we’ll review the details in advance so it is applied as soon as you are eligible. “Accident free” discounts are very common and we constantly verify your policy information to make sure your policy is properly reduced.

Other popular discounts are “multi-policy,” “good student,” “multi-car” and “low mileage.” NOTE: If you have an excellent credit score,  several carriers will offer substantial rate reductions. However, if your credit is poor, or you have recently filed for bankruptcy protection, certain companies should be avoided.

High-Risk Connecticut Car Insurance

What happens if your driving record isn’t so good? Perhaps there are multiple moving violations on your MVR. Or maybe you have been involved in several accidents that were your fault. It’s also possible that a single family member may be the primary underwriting reason that your rates have substantially increased. High-risk (non-standard) prices are high, but there are steps you can take to lower your premium.

Youthful drivers are often the cause of these issues, so taking advantage of available “good student” discounts are essential. The discount is often as much as 10%-15%, and since the reduction applies to the vehicle the teenager drives, hundreds of dollars can be saved. Also, if a vehicle is titled to the young person with the high-risk problems, sometimes a separate policy will reduce the total rate, in the absence of substantial discounts offered to the parents.

Online Or In-Person Enrollment

Many carriers allow you to complete the entire comparison and purchase process online. However, many consumers prefer to  speak to a live person buying. You’ll always have the choice of how you buy your CT coverage and from what company. With today’s technology, you can often print your ID cards online (and make changes to your policy). We prefer the old fashioned way of just calling! But the choice is yours.

We truly value the importance of the customer. We work for you…not the other way around. You will never be charged any fees and  the quotes you view on our website will always be the lowest prices published from each company. You are also able to view information from many carriers  just as easily as a single carrier. We feel it’s always best to compare your options from three or four top  sources, not just one.

It is not unusual for vehicle rates to widely vary in different counties. Also, specific companies can be very competitive in one area of the state, and quite high in another area. Therefore, if you move (even if it’s only 10-20 miles away), it pays to re-price your policy again. Or, if you make a change regarding vehicles or anybody authorized to drive that vehicle, it may be time to verify the cost.

Comments are closed.